<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Retironaryo]]></title><description><![CDATA[Retironaryo helps everyday Filipinos plan a comfortable retirement through budgeting, saving, insurance planning, and long-term stock investing.]]></description><link>https://www.retironaryo.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Sun, 19 Apr 2026 12:05:08 GMT</lastBuildDate><atom:link href="https://www.retironaryo.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[From Goal to Strategy: 4 Steps in Retirement Planning]]></title><description><![CDATA[Hindi sapat na basta lang nag-iinvest ka para sa retirement. Kailangan malinaw ang plano. Maraming tao ang basta naghuhulog ng pera sa kung anong investment na uso, pero hindi nila alam kung sapat ba ito para marating ang retirement fund na kailangan nila. Sa retirement planning, may apat na mahalagang steps. Una, alamin mo muna kung magkano ang gusto mong lifestyle cost pag retired ka na. Magkano ba ang kailangan mo bawat buwan para mabuhay nang komportable? Dito magsisimula ang lahat, dahil...]]></description><link>https://www.retironaryo.com/post/from-goal-to-strategy-4-steps-in-retirement-planning</link><guid isPermaLink="false">69e4a7275e3a88e8e09c95d9</guid><pubDate>Sun, 19 Apr 2026 09:59:11 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c196b3_6e19785a1e764f6db2dff86d4b9079fe~mv2.png/v1/fit/w_526,h_789,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>retironaryo</dc:creator></item></channel></rss>