PORTFOLIO UPDATE (Trading212 Tutorial Portfolio) — as of Apr 8, 2026

(Reference: last analysis natin noong Jan 25, 2026)

Noong Jan 25, 2026, ang key point natin: growth-focused itong portfolio at hindi dividends ang driver ng performance. Totoo pa rin—at mas klaro ngayon.

Latest snapshot (Apr 8, 2026)

• Total Invested: $1,487.81

• Investments Value: $3,601.98

• Total Portfolio (incl. cash): $3,630.94

• Unrealized P/L: +$2,114.17 (+142.10%)

• Dividend/Interest Received (since inception): $16.76 (~1% lang ng invested)

• Total Return: +$2,130.93 (+143.23%)

• XIRR/CAGR: 95.70% (short period + strong rally = mataas)

Compared to Jan 25, 2026:

From +131.10% ➜ now +142.10%.

Dividends from $15.43 ➜ now $16.76.

Ibig sabihin: halos lahat ng kita galing sa growth (price appreciation), hindi sa dividends.

Geopolitical events: bakit mas “maalog” ang ganitong portfolio

Sa current global environment—wars/conflicts, trade tensions, supply-chain risk, oil/energy price shocks, at interest-rate uncertainty—mas nagiging volatile ang market.

At dahil beta = 1.62 ang portfolio (as per Trading212 AI), ibig sabihin:

• mas mabilis umakyat pag bullish ang market

• pero mas malakas din ang swings pag may geopolitical headlines, sanctions, or unexpected escalation.

Important reminder:

Hindi porke nag-drop ang presyo dahil sa geopolitical noise ay “sira na” agad ang kumpanya.

Kadalasan, sentiment-driven muna yan—kaya kailangan ang tamang mindset at time horizon.

⸻

What Trading212 AI says (and my take)

1) Strong performance, but higher volatility

• Total return is around +142% (more than double).

• Beta 1.62 = above-market volatility (expected sa growth/tech-heavy portfolio).

2) Top movers (semiconductors/tech winners)

• Lam Research (LRCX): +261%

• KLA (KLAC): +158%

• Nvidia (NVDA): +65%

3) Acknowledge: tech-heavy, concentrated

Oo, 93% tech ito, and top 3 holdings = 93% of the portfolio.

That’s a real concentration risk kung humina ang sector.

Pero ito ang mahalagang context:

Segurista Stock Investing Strategy ang nag-pick up nito.

Hindi ito “random hype picks.” These companies showed the strength we were screening for—kaya sila pumasok sa system.

⸻

“Eh bakit may Mastercard (MA) na hindi maganda?”

Tama—MA is not performing well right now, and that’s okay.

Sa totoong investing: Hindi lahat magiging winner sa short run.

Ang goal is not 100% win rate.

Ang goal is to build a portfolio where winners dominate the results over time.

At kung may isang hindi gumagalaw o negative ngayon, that doesn’t invalidate the strategy—lalo na kung:

• intact pa rin ang business quality

• aligned pa rin sa long-term thesis

• and overall portfolio is still delivering strong total return

⸻

Dividend income: bonus lang talaga dito

Dividend yield is low (~0.4% per AI).

At base sa actual numbers: $16.76 pa lang dividends/interest since inception (~1% of invested).

Clearly: hindi income portfolio ito. This is wealth-building.

⸻

Key takeaway (same as Jan 25, mas pinagtibay lang)

Kung long-term ang goal mo (retirement fund / wealth building):  Total return ang laban.

Dividends are nice, but in a growth portfolio, bonus lang yan—not the engine.

⸻

Backgrounder (para sa bagong readers)

Ito yung portfolio na binuksan natin sa tutorial noong Nov 2024 to demonstrate systematic long-term investing.

• Last buy: April 2025

• After that: ZERO bagong stocks

• No stock sold ever

• Set up → buy → hold → let time do the heavy lifting.

(Educational purposes only. Not financial advice.)