Portfolio Update

Ito ang update ng portfolio na mina-manage ko (owner is 27 years old, retirement fund ang goal). I’m sharing 3 snapshots para makita natin ang reality ng long-term investing: may up, may down, pero ang mahalaga ay overall trajectory at discipline. Snapshot 1 — As of Nov 29, 2025 Total Portfolio: AU$43,758.61 Unrealized P/L: AU$14,192.29 (+49.49%) Dividends Received: AU$1,048.31 XIRR/CAGR: 29.75% Total Deposits: AU$33,342.59 Total Withdrawals: AU$20,000.00 (profits used as dep

(Para sa mga bagong subscribers / bagong followers) Marami ang nagtatanong kung “totoo ba talagang gumagana ang long-term investing?” Kaya eto—ito yung actual tutorial portfolio na binuksan natin sa Trading212 noong Nov 19, 2024 para ipakita kung paano gumagana ang investing kapag may sistema, hindi hype, hindi bara-bara. Current snapshot (Apr 14, 2026) • Total Invested: $1,487.81 • Investments Value: $3,985.03 • Total Portfolio (incl. cash): $4,015.52 • Unrealized Profit

(Reference: last analysis natin noong Jan 25, 2026) Noong Jan 25, 2026, ang key point natin: growth-focused itong portfolio at hindi dividends ang driver ng performance. Totoo pa rin—at mas klaro ngayon. Latest snapshot (Apr 8, 2026) Total Invested: $1,487.81 Investments Value: $3,601.98 Total Portfolio (incl. cash): $3,630.94 Unrealized P/L: +$2,114.17 (+142.10%) Dividend/Interest Received (since inception): $16.76 (~1% lang ng invested) Total Return: +$2,130.93 (+143.23%) X

Quick update sa portfolio na mina-manage ko for a 27-year-old investor. Today, this portfolio is already in its 4th year (started 22 Mar 2022). Goal nito is simple: retirement fund—so long-term compounding ang laban kahit may mga panahong magulo ang market. 1) Bakit bumaba ang CAGR? CAGR/XIRR (01 Jan 2026): ~25.38% CAGR/XIRR (Today – 23 Mar 2026): ~23.90% Bumaba mainly because of the recent market volatility driven by geopolitical tensions (Iran war) — kapag risk-off ang mark

Last update ko dito was Jan 1, 2026. That time, nasa +97.54% pa lang ang unrealized profit. Today: +131.10% unrealized profit (Same portfolio. Same stocks. Walang dagdag. Walang benta.) At ito ang pinaka-important point: Growth stocks ito. Dividend/interest received since inception: $15.43 — which is around ~1% lang ng total invested. So kung may magsasabi na: “Dividend investing na lang, 8% dividend/year!” Ang sagot ko: No thanks. Kasi sa stock investing, ang panalo ay TOTAL

Portfolio 1 Update: Focus on Lam Research (LRCX) Maganda ang pasok ng taon para sa Portfolio 1. Noong January 1, shinare ko na ang unrealized profit ay AU$13,932.82. Ngayon, January 10, umakyat na ito sa AU$14,942.08 — halos +AU$1,009 in just 10 days. Malaking bahagi ng pag-angat na ’to ay dahil kay Lam Research (LRCX). Quick LRCX story: Bumili tayo ng 10 shares noong April 22, 2025 sa presyong AU$978. Ngayon, ang value na nito ay AU$3,243.30. Ibig sabihin, si LRCX ay tumaas

Ito ang isa sa mga paborito kong example na hindi kailangan complicated ang investing para kumita nang maayos. For the last 2.68 years (Started 27-Apr-2023 hanggang 01-Jan-2026), this portfolio invested in 2 ETFs lang: NDQ – exposure sa Nasdaq 100 (malalaking global tech & growth companies) ETHI – diversified global shares with an ethical/sustainability filter Snapshot ng performance Total Portfolio Value: $20,506.14 Total Deposits: $25,952 Total Withdrawals: $11,000 (may mga

In just one month, Portfolio 1 added A$1,768.38 on a total cost of A$28,677.41 – about +4.3% for the month. That’s more than a year’s worth of 4% dividends, earned in 30 days, without relying solely on dividend yield. The move was driven mainly by NDQ / semiconductors (LRCX, NVDA, ASML) and healthcare names (LLY, ISRG). ADBE, CTAS, and MSI were small drags but remain within acceptable ranges for a diversified, long-term portfolio. Portfolio Snapshot (as of 29 Nov 2025) Age: 3

Not every position wins right away—that’s normal. I’m still red on ADBE, CTAS, and MSI. Even so, my overall CAGR sits at 29% over 3.61 years. Backstory on Wesfarmers (WES): when I bought in March/May 2023, the price moved sideways for ~7 months. Fast-forward to today and WES is now my #2 performer (after I took profits in META and FAST mid-year), delivering +90.37% total return (inc. dividends) or ~32.27% CAGR. Takeaway: Patience + a sound strategy > chasing quick wins. Stay

I asked ChatGPT to analyze this portfolio and this is the response and recommendations. Snapshot (25-Oct-2025) Age 3.59 yrs | Total A$42,004.69 (Holdings A$41,000.21 + Cash A$1,004.48) Net deposits A$12,255.10 | Cost basis A$27,472.24 Unrealized +A$13,527.97 (+49.24%) | Realized +A$21,168.17 | Dividends A$1,045.87 Total return vs net deposits ~+87.2% | XIRR ~30.07% Benchmarks since start: SPY ~12.1%, QQQ ~16.5% Recent activity (Jul–Oct 2025) 31 Jul: Closed META at +315.06% pr

Highlights CAGR (XIRR): 28.67% since 22-Mar-2022 — handily ahead of broad US ETFs over the same span: SPY 11.54%, QQQ 15.35% (outperformance vs. SPY +17.13 pts, vs. QQQ +13.32 pts). Unrealized P/L: AU$10,385.77 (+39.48% on current positions) Realized P/L: AU$25,559.14 Dividends collected: AU$988.38 Current value: AU$56,812.70 (Equities AU$36,692.15 | Cash AU$20,120.55 ~35.4%) Recent activity 31 Jul 2025: Closed META at +315.06% Profit (CAGR ~53.88%) 21 Aug 2025: Closed FAST a

This LIVE account was created as part of the Retironaryo-sponsored “Small Group Stock Investing Tutorial” conducted late last year. Portfolio Age: 6.57 months Total Return: 29.01% Estimated Compound Annual Growth Rate (CAGR): 95.03% Strategy: Buy and Hold (No stocks have been sold since inception) Portfolio Update Narrative I’ve decided not to add more funds to this account so I can focus on building my main brokerage portfolio. Instead, this account will be allowed to grow o

Despite the impact of Trump’s tariff policies, this portfolio has managed to sustain a strong compound annual growth rate (CAGR) of 35.89%, significantly outperforming market benchmarks. While the portfolio receives some dividends, the majority of its returns are driven by capital appreciation. In March of this year, I made the strategic decision to sell Agilent Technologies (A), The Hershey Company (HSY), and The Toro Company (TTC). This move was aimed at increasing cash res

In this episode we review the retirement plan of our daughter Jana, who has graciously allowed us to look at her actual portfolio and earnings to date. We will find out whether she is on track in terms of her retirement goal. We analyse the performance of her portfolio against factors such as the S&P 500 and the CAGR. Let's see if she is on track! Timestamps 0:00 Intro 2:58 Disclaimer 3:44 Greetings and Shout Outs 4:54 Outline 5:39 Risk Capacity in March 2022 7:54 Target Fund

In this episode we share one of our very own stock portfolio and share with you how it performed for one year. This is to demonstrate that we are really also on our very own journey towards retiring as millionaire. This case study is actually one of our kid's stocks. We are fully transparent in sharing with you one of our children's journey and how much we expect the funds to grow until retirement. See our stocks in action -- please watch our video! Like, share and subscribe