Withdrawal Rate Calculator
- retironaryo
- May 23
- 2 min read
NEW RETIRONARYO CALCULATOR IS NOW LIVE!
Withdrawal Rate Calculator
Marami sa atin ang naka-focus sa tanong na:
“Magkano ang kailangan kong ipunin for retirement?”
Pero may isa pang napakahalagang tanong na madalas nakakalimutan:
“Kapag retired na ako, magkano ang pwede kong i-withdraw every year para hindi agad maubos ang retirement fund ko?”
Dito papasok ang bagong Retironaryo Withdrawal Rate Calculator.
This calculator helps you estimate how much you can withdraw from your retirement fund in your first year of retirement, then adjust that amount yearly based on inflation para mapanatili ang lifestyle mo hanggang sa iyong expected life expectancy.
Kasi ang retirement planning ay hindi lang tungkol sa pagbuo ng malaking pondo.
It is also about making sure that your retirement fund can support you for many years — ideally, hanggang sa dulo ng buhay na pinagpaplanuhan mo.
With this calculator, you can test different scenarios:
Magkano ang projected retirement fund mo
Ilang taon mo kailangan itong pagkasyahin
Magkano ang realistic investment return mo during retirement
Magkano ang magiging first-year withdrawal amount mo
At paano ito gagalaw habang tumataas ang gastos dahil sa inflation
But here is the important reminder:
Huwag basta maglagay ng mataas na investment return kung hindi ito realistic sa knowledge, experience, risk tolerance, at asset allocation mo.
A high assumed return can make the numbers look good — pero kung hindi realistic, baka false confidence lang ang ibigay nito.
Retirement planning should be based on realistic assumptions, not wishful thinking.
Kaya kung seryoso kang magplano ng retirement fund na hindi lang malaki sa simula, kundi may chance na tumagal hanggang sa iyong expected life expectancy, try the new
Retironaryo Withdrawal Rate Calculator.
Use it here:
Build your retirement fund. Plan your withdrawals. Protect your future lifestyle.
Retironaryo — helping ordinary Filipinos plan for a more secure retirement.
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