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NEW RETIRONARYO CALCULATOR IS NOW LIVE! Withdrawal Rate Calculator https://www.retironaryo.com/withdrawal-rate-calculator Marami sa atin ang naka-focus sa tanong na: “Magkano ang kailangan kong ipunin for retirement?” Pero may isa pang napakahalagang tanong na madalas nakakalimutan: “Kapag retired na ako, magkano ang pwede kong i-withdraw every year para hindi agad maubos ang retirement fund ko?” Dito papasok ang bagong Retironaryo Withdrawal Rate Calculator. This calculator

Sorry to break my “promise” to my family that I will only open and post on Facebook on Wednesdays… But I’m just too excited not to announce this! Finally, meron na tayong web-based Retironaryo Retirement Calculator! No more asking for Excel spreadsheet! If you are serious about building your retirement fund, you need more than sipag at dasal—you need clarity in numbers. Through the Retironaryo Retirement Calculator, you can now easily estimate: Magkano ang target retirement f

Maraming investors ang nagtatanong nito: “Kung meron na akong S&P 500, redundant na ba kung bibili pa ako ng Global Technology Fund?” Ang sagot: may overlap, pero hindi automatic na redundant. Yes, may exposure na ang S&P 500 sa malalaking technology companies gaya ng Microsoft, Apple, Nvidia, Google, Meta, at iba pa. Kaya kung bibili ka pa ng Global Technology Fund, madadagdagan talaga ang exposure mo sa technology sector. Pero hindi ibig sabihin nito na mali agad. Ang mas i

Nabasa ko ang isang viral post tungkol sa isang Filipino seafarer na sinubukang gayahin ang buhay-retirement sa loob ng 60 days. Ang budget nila: ₱75,000 per month. Walang dollars. Walang padala. Walang income from overseas work. Sa una, mukhang kaya. Naka-budget. Nasa spreadsheet. May plano. Pero habang tumatagal, lumabas ang totoong realidad: mahal ang bilihin, may anak pang sinusuportahan, may emotional adjustment sa pamilya, at may mga gastos na hindi basta-basta nakikita